Create your space today. Pay tomorrow.
These Pay later terms apply between you (who are at least 18 years old) and PEPPER SQ where you purchase your goods, tickets, or services when you choose Pay later as your payment method.
We’ve partnered with a payment provider called Klarna to give you the option of paying monthly for your designs, at no extra cost. When you choose Pay later, which is a form of credit, we offer you the possibility to pay for goods on a due date 30 days or pay in 3 instalments. We assign our claim for payment due on your purchase to Klarna Bank AB (“Klarna”). Klarna will send you a payment instruction to pay directly to Klarna.
Make your purchase today and pay later. No interest. No fees. No impact to your credit score.
Buy Now, Pay Later
Make your purchase today and pay up to 30 days later.
- Select 'Pay Later' at checkout and you'll be presented with a payment plan.
- Fill in a few personal details and get an instant answer from Klarna. If successful, your order is placed.
- Your payment will be collected 30 days after checking out.
Pay in 3 Instalments
Make your purchase today and pay in 3 instalments.
- Select 'Pay In Interest Free Instalments' at checkout and you'll be presented with a payment plan.
- Fill in a few personal details and get an instant answer from Klarna. If successful, your order is placed and your first payment will be collected.
- Your second payment will be collected 30 days after checking out and your third and final payment will be collected after 60 days.
What is Klarna?
Klarna is a finance company, founded in 2005 in Stockholm, Sweden with the goal of making online shopping easier. Klarna has grown to be one of Europe’s largest banks and provides payment solutions for 90,000 sellers in 14 countries, catering to 60 million shoppers.
See Klarna Credit Agreement Here
Am I eligible?
You must be 18 or older and a permanent UK resident. Klarna may carry out a limited credit search on you at a credit reference agency. This search does not affect your credit score or your chances of obtaining a credit in future.
How do I apply?
Provide your mobile number, email address, current billing address and a current credit or debit card and get an instant answer from Klarna. This information will be kept secure by Klarna. Your payment agreement is between you and Klarna; PEPPER SQ does not retain financial details of your transaction.
Please borrow responsibility. Borrowing more than you can afford could negatively affect your financial status. If you fail to make scheduled repayments, the money owed will be subject to additional fees. Ensure you can afford your repayments on time before finalizing an agreement.
Pepper Sq. is not a lender, the credit product is provided by Klarna Bank AB. Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA.
You are responsible for making the agreed repayments on time and in full. Making these repayments in full as agreed means you’ll be able to Pay in 3 instalments or Pay Later at no extra cost – helping you get the items you want without having to pay up front.